Make Minimum Payments

When you’re drowning in debt, even when you make minimum payments, it can seem as though they are too much. We don’t want you to feel overwhelmed each month, wondering how you are going to make the repayments and stressing about losing your assets or putting food on the table. This isn’t a feeling that anyone should have. So we are here to turn this around for you so that you can enjoy the small things in life again. Here is the process we take our clients through to make sure that they can easily make minimum payments.


Understanding your debts

Do you have a good understanding of how much unsecured debt you have, what the minimum repayments are, when they are due, and what percentage of your income they take up? If you don’t, that’s no trouble. We understand that it can be quite daunting to want to look into this when the only thing you want to do is forget about it. Our team is here to gather all the information together so that you can have a clear overview of where you stand and what your responsibilities are.


Understanding your income

To be able to make payments on your loan, you need to have a good understanding of your income and if your payments are viable. If your debt repayments are taking up 70% of your income, we can say that it is pretty impossible to manage the other things in life like putting food on the table and gas in the car. But if your repayments take up about 10% of your income and you are still unable to meet them, we may need to have a closer look at where you are spending your money and where you can cut back to meet your minimum repayments.


Consilidating your debts

If you have a range of different loans and credit cards, the collective minimum repayments can be quite high. But by consolidating your debts into one, you will just have the one repayment that you need to make. This is one of the simplest ways we are able to help our clients transform their lives and get a handle on their finances. We can help you by understanding and consolidating your debts to get you into a better financial position. It will take a huge weight off your shoulders and clear your mind to focus on building a better future for you and your family.


Making minimum repayments 

Once you have understood your debts, your income, and consolidated your unsecured debts, all you need to worry about is making the one debt repayment. This can be arranged to fall in line with your pay periods to make it easy for you. Our clients always value this because it drastically reduces your stress levels and makes your debts far more manageable. By working with Debt Consolidation Indianapolis, Indiana, you can be sure that you are in the safe hands of the professionals who care about your financial future.

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